1.  What is the main idea of Walter Williams' commentary?

2.  Answer each of Walter Williams questions from the last paragraph of the article as they apply to any person, not just a specific race.  Explain each of your answers:

• Is having babies without the benefit of marriage a bad decision, and is doing so likely to affect income?
• Are dropping out of school and participating in criminal activity bad decisions, and are they likely to have an effect on income?
• Do people have free will and the capacity to make decisions, or is their behavior a result of instincts over which they have no control?